ACKNOWLEDGMENT AND CONSENT: I certify that the above information is complete and
accurate to the best of my knowledge. Creditors receiving this application will
retain the application whether or not it is approved. Creditors may rely on this
application in deciding whether to grant the requested credit. False statements
may subject me to criminal penalties. I authorize the creditors to obtain credit
reports about me on an ongoing basis during this credit transaction and to check
my credit and employment history on an ongoing basis during the term of the credit
transaction. If this application is approved, I authorize the creditor to give credit
information about me to its affiliates.
If you're a resident of California, Maine, Massachusetts, New York, Ohio, Rhode
Island, Vermont, Washington, or Wisconsin, please scroll down to read the notice
called for under the law of your state. By submitting this application, you represent
that you've read the notice required under the law of your state.
CALIFORNIA RESIDENTS: A married applicant may apply for an individual account.
MAINE RESIDENTS: Consumer reports (credit reports) may be obtained in connection
with this application. If you request, the creditor will inform you:
- whether or not consumer reports were obtained, and
- if reports were obtained, the names and addresses of the consumer reporting agencies
(credit bureaus) that furnished the reports.
You have the right to choose the agent and insurer for the insurance required by
this transaction, but the insurer must be approved by the creditor.
MASSACHUSETTS RESIDENTS: Massachusetts law prohibits discrimination on the
basis of marital status or sexual orientation.
NEW YORK RESIDENTS: A consumer credit report may be requested in connection
with this application or in connection with updates, renewals, extensions or enforcement
of any credit granted as a result of this application. Upon your request, the creditor
will inform you whether or not a consumer credit report was requested, and if so,
the name and address of the agency that furnished such report.
OHIO RESIDENTS: The Ohio laws against discrimination require that all creditors
make credit equally available to all credit worthy customers, and that credit reporting
agencies maintain separate credit histories on each individual upon request. The
Ohio Civil Rights Commission administers compliance with this law.
RHODE ISLAND RESIDENTS: A consumer credit report may be requested in connection
with this application.
VERMONT RESIDENTS: I authorize the creditor to obtain credit reports on an
ongoing basis about me from credit reporting agencies in connection with this extension
of credit transaction. The creditor may obtain credit reports about me on an ongoing
basis in connection with this extension of credit transaction for any one or more
of the following reasons:
- reviewing the account;
- increasing the credit line on the account;
- taking collection action on the account; or,
- any other legitimate purposes associated with the account.
WASHINGTON RESIDENTS: Please advise us if the creditor should investigate
your credit references and/or credit history under another name.
MARRIED WISCONSIN RESIDENTS: No provision of a marital property agreement,
a unilateral settlement agreement under Wis. Stat. §766.59, or a court decree under
Wis. Stat. §766.70 adversely affects the interest of the creditor unless the creditor,
prior to the time the credit is granted, is furnished a copy of the agreement, statement
or decree, or has actual knowledge of the adverse provision.